The German health care system
Do you need suitable health insurance cover for Germany?Each year an increasing number of people move to Germany. Some do so to pursue personal dreams, others are asked by their employers to become expatriates.
Expat healthcare from AXA PPP InternationalMoving to a new country is one of the most exciting and adventurous decisions you can make in life. But along with that excitement also comes the daunting task of making sure your health is protected should anything go wrong.
German health insurance for foreignersEveryone moving to Germany will need some form of medical insurance. If you are applying for a visa your application requires you to have health insurance.
Germany - Health
The German health care system has the reputation of being one of the best in the world. There is an extensive network of hospitals and doctors covering even the remotest areas of Germany.
Waiting lists for treatments are rare. Medical facilities are equipped with the latest technology and the statutory health insurance scheme provides nearly full cover for most medical treatments and medicines. Almost everybody in Germany has access to this system, irrespective of income or social status.
The downside is that medical costs are high. Health care costs - for doctors, hospital stays and even medicines - are among the most expensive in the world. There is no such thing as "free" treatment in Germany, not even in state hospitals. All care, including emergencies, has to be paid for by you or your health insurance!
When coming to Germany, it is therefore extremely important to have a full health care insurance, as a serious illness could cause a financial disaster. In most cases, you will even be obliged to prove you have adequate cover. See our section on health insurance for details, or, for more up-to-date news, check out our expat health blog at ExpatHealth.org.
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