buy or rent?

hello,

i'll be moving to the netherlands in september to work there for at least 5 years. I read somewhere that it is very difficult in amsterdam to find a place to stay. Especially if you want to rent something. THerefore, i was wondering if buying a small house/appartment is a better option?? Is this easier to find? Anyone ideas or experiences with finding a place to stay in amsterdm?

tnx..

Christopher

30 May 2007, 10:05:58 pm

New Reply

Replies

buying

I have no experience with buying or renting in the Netherlands, as I don't actually live there yet...
But, if you want my oppinion buy a home. Just think of the pros and not the cons (not that there are many cons.) But think about it, buying a home would be a good investment, as house prices rise constantly...

Ainsley

18 July 2007, 11:26:37 pm

Buy

I recommend you buy. I"ve been renting here for 2.5 years. The landlords rip you off. You can only get decent price rental rates if you get on some governmental list. This list has a 3 year waiting list due to the amount of immigrants here. Dutch rental lords have no scrupals at all. You will be paying dearly. All the expats I work with scold me for not buying, it is the best way to go.

anmys.

22 July 2007, 12:18:28 pm

Buy or rent

Dear Expats,

If you buy a property in the Netherlands it's important that you stay long enough in the Netherlands, so the overvalue of the property is covering the purchase costs. Further the location is important regarding the possibility to be able to sell the property fast and for a good price.

The biggest advantages of buying a property in the Netherlands is of course the tax relief, the possible overvalue on the property and the costs regarding the property can remain the same compart to the increase of the rent prices.

Of course you still have to see it as a investment, but it can give you a lot of comfort through the years.

If you like more information about the real estate market in the Netherlands and financing a property don't hesitate to sent me an e-mail on

Cheers

Globalcitizen

22 August 2007, 10:45:54 am

Might be hard to qualify for a mortgage...

A couple things to remember:

1. If you are a recetn arrival and have a limited-term contract (ie not full-time) it may be difficult to find a (decent) mortgage in the Netherlands.

2. Costs (taxes, fees, everything outside of the actual home price) is typically around 10 % of the purchase price. So if you want to buy a EUR200k house/flat you will need EUR220k to just get the house and that is not even including furnishings!

So, if you buy the house and spend 220k and then in 2 years sell it for 210k (5 % increase of house value) you have lost 10k on top of all your mortgage interest payments! So, if you want to buy you better make sure you really want to stay for at least 4-5 years.

Succes!

Graham

24 February 2008, 12:46:03 pm

Buying home in Holland

I can give to everybody some concret information about cost and possibility for buying home apartaments in Holland.

Beatris

04 April 2008, 08:32:36 am

Kopen en verkopen van Huizen in Amsterdam

Dit is voor mij weer zo’n lokkertjes artikel om mensen aan te sporen om een krediet aan te gaan waar ze dan het grootste deel van hun leven aan vast zitten!

Persoonlijk ben ik nog nooit een artikel tegen gekomen die mensen ook daadwerkelijk helpt met een huiskopen waar al een profit in zit. Want deze huizen zijn op de markt!

Mocht men opzoek zijn naar een huis voor een leuke prijs waar al je verdiensten in zitten dan raad ik iedereen aan om eens een kijkje te nemen op deze http://nl.trovit.co...n/appartement-amsterdam website!

Doe je eigen research en je zult versteld staan met al het aanbod dat aanwezig is voor Koophuizen…

Tamara

Tamara

20 April 2008, 10:10:31 am

Buying apartment

Hi,
How long would I have to live and work in the Netherlands to be able to get a loan from a bank?

iren_hansen@hotmail.com

01 June 2008, 09:25:24 pm

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Rolf Schut

13 June 2008, 07:13:32 am

rom vor a kunstenaar - rent

sehr geehrte damen und herren,
ich bin malerin und stelle in zukunft öfter im jahr sonntags am thorbecke -modernartmarket aus.

ich lebe in wien und fliege immer hin und her. ich benötige dringend in der NÄHE des thorbeckeplein – richtung schipol ein ZIMMER oder lager mit toilette und wenn geht dusche, wo ich ganzjährig meine bilder lagern kann für den verkauf am kunstmarkt thorbecke. es würde schon ein raum ab ca. 25m2 reichen. strom und wasser sollte vorhanden sein und maximal euro 300.-- bis 350,--.
HABEN SIE einen lagerraum oder ein zimmer für meine zwecke?

ich bin am freitag 15. und samstag 16.august in amsterdam und könnte mir das objekt ansehen und gegebenenfalls den kontrakt gleich machen!!

ich hoffe, von Ihnen zu hören
liebe grüße aus österreich
erika neuwirth
www.neuart.at

atelier neuART

03 August 2008, 09:02:38 pm

This agency worked great for me!

http://www.rotsvast.nl/

Very helpful people, speaking English, no lies, no extra costs. We got our apartment in Hilversum with no hassle and only paying one month refundable deposit. We have been in that appartment for a year now and never had a problem. The landlord doesn't speak much English but he made any little problem we had fixed.

06 August 2008, 03:46:33 pm

Mortgage

Is very unlikely that you can get a mortgage without some time working for a company in the Netherlands with a fix (onbepaldetijd) contract.

06 August 2008, 03:49:12 pm

rotsvast.nl

Hey Jo,
You're saying you only payed a one months deposit but i've found out there are a lot of extra costs here. A months deposit is the standard but they also charge a conciliation fee (one months rent) and it costs you 80 euros to sign up before you can actually do a viewing.
Especially the one months rent for conciliation is awkward, it means if you rent a 650/m flat is would cost you 250 euros more then when you rent a 400 one, and its the same thing, you rent a flat only there's much more costs to it when your appartment is more expensive, that ridiculous.

hans

19 August 2008, 04:59:34 pm

Further Links about Property