The Benefits of Banco Halifax Hispania: All dealings are carried out in English
All dealings between Banco Halifax Hispania and its customers can be carried out in English.In addition, there is also aUK based, specialist customer service team for those customers that wish to open a Banco Halifax Hispania bank account or arrange their finance for a Spanish property before they leave the UK.This also means that international telephone charges can be avoided and all paperwork, if preferred, can be handled in the UK.
Mortgage products
Banco Halifax Hispania not only offers one year tracker products, where the interest rate is fixed for a period of 12 months and reviewed annually, but also fixed rate mortgages, where the rate can be fixed for up to five years.Loans are normally available for up to a maximum of 70% of the valuation of the property.However, in situations where someone holds Spanish residency papers, the maximum loan will usually be increased to 80%.
An approved panel of solicitors and surveyors
Banco Halifax Hispania also has an approved panel of qualified solicitors and surveyors in the popular Costa del Sol and Costa Blanca regions that can help with all aspects of the purchase.These solicitors and surveyors have local knowledge and experience of acting for British customers.
Ian Smith, Head of European Operations at Halifax plc, said:
"The new branch in Guardamar will provide our customers with local contact and support in a popular expatriate area.We will continue to develop our branch network in Spain and will open a further three branches throughout 2006."
Find out more about about Halifix in Spain here: www.halifax.es
