The use of cheques and credit cards in Switzerland is surprisingly low. The Swiss like cash and tend to use it for most day-to-day purchases.
The most common credit card in Switzerland is the Eurocard, which is issued by most banks. Visa, Diners Club and American Express cards are also available. A Eurocard costs approximately CHF 50 per month. The monthly charge for Visa or American Express card is usually a little higher.
Obviously, you can obviously also use a credit or debit card issued outside of Switzerland. Swiss ATMs tend to accept most common types of card (Visa, Mastercard, Maestro, Cirrus, etc.). Bear in mind you may be charged fee for withdrawing money, have a daily maximum you can withdraw and also not get a very good exchange rate from your home currency. If you are going to stay in Switzerland for a while, it might be more convenient to move your money to a Swiss account, make all transactions local and received statements directly from a Swiss bank.
The currency of Switzerland is the Swiss franc ( Schweizer Franken - franc suisse), which is abbreviated as CHF (also sometimes as Sfr.). The Swiss franc is unique among major currencies in that it continues to be backed by gold. It has been allowed to float freely since 1973 and is one of the principle world reserve currencies. One franc is divided into 100 cents (Rappen - centime).
Swiss francs can be easily exchanged to and from most foreign currencies at banks, ATMs, in shopping centres and airports. If you are transferring money abroad, you may get a better exchange rate from the post office than a bank.
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