bad generalization - canadians are not stingy

I think you mave have had bad luck.

Canadians are what I will call a bunch of "conservative liberals" (an oxymoron). In a sense the culture about being Canadian is extremely polite. (Haven't you noticed that Canadians say "I am sorry" for everything?)
On the other half, there is no more open minded culture in north america.
Oh well, that is my opinion (and I am not Canadian)