H&N Associates is an independent financial advisor, specialised in services for expats. We assist expats with services like mortgages, investments and insurances on a daily basis. Together we will check if a mortgage fits in you financial planning

Our goal is to provide each client with a tailor-made mortgage solution. This solution will be the one which has the best balance between the costs, your income and the risks taken. This tailor-made mortgage will be in accordance with your financial planning. If needed we can also review your financial planning together.

Buying a property and taking out a mortgage in the Netherlands can be very beneficial because it offers you several advantages.

• Tax deductions – Monthly interest payments, notary costs, the banks closing fee and valuation costs are tax deductible.
• You can benefit from the increase of the value of your property.
• The increase of the value of your property is tax free.
• You can enjoy the pride of ownership.

When you, as an expat, want to apply for a mortgage in the Netherlands, you might face several challenges. For example:

• The residence status;
• The employment contract;
• The possible maximum mortgage amount.

We offer you assistance facing these challenges. Throughout the years we have already assisted hundred of expats arranging their mortgage.

Yet there are more situations in which you might need mortgage advice. For example, if you want to carry out renovations for home improvement. When you are unhappy about the current mortgage arrangements or interest rates, re-mortgaging can be an attractive solution.

H&N Associates can also assist you with:

• Financial planning (mortgage, retirement, insurance)
• Offshore investments;
• Tax advice;
• Corporate Employee Benefits

Do you need assistance while buying a Dutch property? Do you want to know more about arranging a Dutch mortgage? Or do you have any other questions about your financial planning? Fill in the contact form and one of our expat specialists will contact you.

Internet:	http://www.hnassociates.com
Téléphone:	+31 (0) 40 239 3500
Fax:	+31 (0) 40 239 3501
Direction:	Parklaan 81 5613 BB  Eindhoven The Netherlands

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