Statutory occupational accident insurance also covers students, as well as children in schools and nursery schools.
If you are a businessperson, self-employed or a freelancer you may not be legally required to have insurance. However, you can get voluntary insurance for yourself as well as your spouse if he/she works with you.
In the event of an occupational accident or occupational illness, state occupational accident insurance provides:
- Payment for full medical treatment
- Occupational integration assistance (including retraining if necessary)
- Social integration assistance and supplementary assistance
- Cash benefits to the insured and their surviving dependants