NZ Superannuation

When you'll be eligible

Find out whether you will be eligible for New Zealand Superannauation, the NZ state pension, when you retire in New Zealand - and how much it is.

The NZ state pension is known as New Zealand Superannuation or more colloquially as National Super. You will be eligible if you:

You need to have lived in New Zealand for:

If you spent time overseas, you must usually have been living here before and after you were overseas. The NZ Govt Superannuation is based on 66% of the average national wage. While this may or may not be sufficient to survive on depending upon your individual circumstances, like other benefits in New Zealand it will not cover much more than this. New Zealanders who are able to save into private pension plans or use other investment strategies can expect a higher standard of living in retirement.

For more information on New Zealand Superannuation, see the government Work and Income  website.

This article was contributed by Jeremy Henderson from Broadbase International. Their UK website,, has a great range of up-to-date articles on life in New Zealand written especially for prospective migrants. © 2003-2020 Just Landed