Social Security

An introduction to the Costa Rican system

The Costa Rican Social Security Bureau (Caja Costarricense de Seguridad Social, CCSS in Spanish) is a public institution that manages the national healthcare system together with the Costa Rican Ministry of Health. In this section a brief introduction to the system is given.

The Costa Rican healthcare system is paid for by mandatory contributions made by employers and employees. Employers have to pay 14% of salary while employees make 9% of contribution. The Costa Rican health system includes Medical Treatment (illness and maternity) and Obligatory Pension (disability, old age and death). It is possible to take a private insurance or health plan as well.

Employment & Income Insurance

The National Institute of Insurance (Instituto Nacional de Seguros, INS in Spanish) offers several different insurances related to work. These are:

Costa Rica also has a Workers Protection Law. This law states that all workers must have an individual retirement account and an individual capitalisation account with a public or private pension plan operator. These accounts are also paid by employers and employees. The money accumulated on the pension account can be withdrawn in case of retirement, handicaps or death. The capitalisation account can be accessed in case of unemployment. If an employee sees his/her labour contract terminated without cause, the employer is obligated to continue the severance payments.

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