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New Zealand Guide: Money

Our money guide provides information on bank accounts, credit and debit cards and income tax. If you need to open a bank account, we will explain how to do it - step by step.
Introduction:
New Zealand's financial system
Although lagging behind Australia, most European Union countries and the USA, New Zealand is a relatively wealthy country, with a Gross Domestic Products (GDP) per head of US$23,200 in 2004. More...
Banks:
Where to manage your finances
There are officially just two kinds of financial institution in New Zealand: registered banks and what are euphemistically known as ‘other financial institutions’. More...
Accounts:
How to open a bank account in New Zealand
You can open a New Zealand bank account from outside the country or after your arrival, although given the widespread use of cashless transactions in New Zealand, it’s better to open an account before you arrive. More...
Cards:
Debit, Credit & Charge Cards
When opening a bank account, you should request an ‘electronic funds transfer at point of sale’ (EFTPOS) card, also known as a debit card, which can be used to pay for goods and services, with payments debited from your account, usually on the same day. More...
Cost of Living:
What is the cost of living in New Zealand?
It’s useful to try to estimate how far your dollars will stretch and how much money you will have left (if any) after paying your bills. More...
Income tax:
An introduction to New Zealand's income tax
Generally speaking, income tax in New Zealand is below average for a developed country. More...
Income Tax Liability:
Who is liable to pay income tax?
Your country of domicile determines whether you’re liable to pay New Zealand income tax. More...
Income Tax Rates & Rebates:
How much is income tax in New Zealand?
It has become common practice in recent years for the rate of income tax to be adjusted annually in the July budget. More...
Income Tax Returns:
Filing and payment
When you start work in New Zealand, you should register with your local IRD office, who will issue you with an IRD or tax file number, which must be quoted on tax documents and enquiries. More...
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