Finland Guide: Money

Our money guide provides information on bank accounts, money exchange, credit and debit cards and money transfers. If you need to open a bank account, we will explain how to do it - step by step.

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  Introduction

  Finnish currency and cost of living

  The currency of Finland has been the Euro since 2002. Compared to other European countries, the use of debit and credit cards is very popular for payments in Finland.

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  Banking

  Finnish banks and bank accounts

  Finland’s banking system is very advanced. As a foreigner, you should have no problem opening a Finnish bank account.

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  Accessing money

  Credit cards, bank loans and travellers' cheques

  Make sure you have organised a number of different ways to access your money in your home country before you arrive in Finland. This can be in the form of credit and debit card, cash or via international transfer service.

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  Bank loans in Finland

  Can you secure a loan as an expat?

  The chance of securing a loan from a Finnish bank depends on your employment status, income, the amount you wish to borrow, your residence status, your credit history and, if available, your sponsor.

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  Money transfers

  Transferring money to and from Finland

  Transferring money to and from Finland is not particularly different to transferring money in any other country. Transferring euros is free, for other currencies range of transfer agencies are available for a fee. 

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