Why you should have it
No one wants to think about their own demise, but if you live overseas it’s important to consider your family and how they would cope in your absence. The Philippines has proportionally the highest number of British expat deaths than any other country. If you don’t have a life insurance policy in place your family could be charged up to £17,000 to repatriate your body.
Public health care issues
The healthcare system in the Philippines is a mixed public-private system. Although the public healthcare system in the Philippines is considered to be decent, more and more skilled doctors are turning away from it in favour of private practice or working overseas. The result is a limited public healthcare system, not only in terms of quality, but in accessibility too.