USA Guide: Money
If you are coming to America to study or to work, you will probably need a bank account. Learn how to open accounts, get credit cards, transfer money in the U.S. and abroad and change currencies. Managing your finances will be easier with our step-by-step guides and articles.
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American banks
Where to manage your finances
There are a large amount of banks in the US and competition is high. This means many options for the customer. Most banking institutions offer a full range of banking, investment and insurance services, and many also provide advice on property purchases.
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Currency exchange
A beginner’s guide to spending
If you have spent any time traveling in the past you might have already come to the conclusion that there is no way to win the currency exchange game. Every time you need to change money your currency has fallen and if you’re bringing money back, it works the other way.
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International currency exchange
Glossary of financial jargon
Like many specialist industries, the currency exchance markets, and the people working in them, might seem like they speak a foreign langauge. Confused by bids and spreads? Mesmerised by mids? This handy reference covers the terms used for currency exchange transactions.
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Transfers
How to transfer money between the U.S. and your country.
There are a variety of money transfer services available today that allow you to easily transfer or send money between your own accounts, as well as to others. Money transfers typically cost either a small percentage of the overall amount of money being transferred or a fixed fee per transfer.
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Credit History
Your financial past can determine your future
Your financial history is crucial in America. If you are already in the U.S. you are probably familiar with the concept of credit history. A good credit history means you pay your bills on time and are able to purchase goods or services with the understanding that you will pay for them at a later time.
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