Hi Iam Molly Sarju Iam looking for a job in BPO.
My job discreption are given below.
Current Experience
Organization : GENPACT
Joining Date : December 1st 2003
Designation : Risk Analyst
Current Process : eAudit
In this Process : Since August 2006
Profile : Internal Auditor
Underwriting eAudit: - Ensure that the Senior Risk Manager has complied with all underwriting guidelines before approving the deal:
Know your customer (Customer Background): RDC, Equifax, Lexis Nexis, CBR, D&B.
Collateral Valuation: Verify whether collateral valuation is done as per the underwriting guidelines
Exit Strategy: Validate Existence of exit strategy and ensure that it is sufficient with the deal size.
Financial Analysis: Ensure that financial analysis is performed for historical financial statements and all covenants are in compliance.
Approval limit: Validate the approval limit of the approval authority
Portfolio management compliance
Preparation of the Audit scope: (Data Analytics)
Sampling the input data using pivot table based on defined sampling criteria for underwriting audit.
Scrubbing data for better presentation
Validation of data with other sources
Preparing sampling tollgates and input tollgates
Sorting the customers based on high exposure, delinquency status and stressed concepts.
Study the underwriting matrix and triggers defined for that particular year.
Dashboard presentation:
Presenting the dashboard to the customer on monthly basis on the defects witnessed in the process of audit.
Dashboard includes the defect trend.
Flag is raised for the breach of policy and high lightened in the dashboard.
Prior to this Process
(A)
Process : Healthcare Financial Services
In this Process : Since July 2005
Designation : Senior Risk Associate
Profile : Underwriting support
Financial Spreading
Input the financials in the spreading software – Moody’s Risk Analyst.
Generate reports with various financial ratios and indicators.
Financial Analysis
Providing bullet points highlighting trends, abnormalities and large balances, focusing on Income Statement, Balance Sheet and Cash Flow Statement.
Preparation of tables such as Summary table including all ratios and financial indicators, Revenue Mix and Expenses Mix tables, LTD table, etc.,
Policy 5.0 Reporting - GE Exposure considering REM and PMS contracts.
Checking Customer Credit rating by inputting the financials in the ARK site.
IT Credit box – Risk rating arrived based on ten parameters / financial indicators. Used for deals involving funding for software.
(B)
Process : European Equipment Finance (EEF) – UK
Duration : December 2003 to June 2005
Designation : Senior Risk Associate
Profile : Credit Admin, Booking & Funding
Creating a customer in Dec Alpha by inputting all the details from a loan/lease proposal form.
Providing Experian and Delphi search extract from website.
On acceptance of loan/lease proposal of a customer, we receive a document. We scrutinize the document based on UK norms. Once we find everything is fine, we go ahead book and fund the deal.
Achievements
Got promoted as Risk Analyst (Band 4) on June 01, 2007.
Got promoted as Process Developer (Senior Risk Associate) on December 1st 2004
Was awarded “Employee of the month - September 2004”
For “Exemplary performance and demonstration of GE Values at the Workplace”.
Was an active member at the time of transition of the process from Bangalore to Jaipur (Remote Transition)
Trainings Attended
The Green Belt Training – Program on Six Sigma Quality Tools / DMAIC
The White Belt Training – Program on Six Sigma and Lean
Interact – Communication Skills
Effective Time Management
Interpersonal skills for success
Previous Work Experience
Organization : Lakshmi Audio Visuals Inc.,
Duration : September 2000 to November 2003
Job Profile : Accounts, Customer Care
Executive – Accounts & Administration
Customer care
Following up with customers on receivables
Recruitment & Training support
Educational Qualification
Bachelor of Commerce – From Christ College, Bangalore in 2000.
Computer Skills
MS – Office, Excel
Internet Application
Personal Details
Date of Birth : April 8th 1979
Marital Status : Married
Husband’s Name : Mr. Sarju S. N
Visa Status : Husbands Visa
Languages known : English, Hindi, Kannada, Malayalam, Tamil
E-mail id : .
