What should you look for when selecting your insurance provider?
Health insurance is obligatory for anyone residing in Germany. With that obligation comes the right to choose your insurance provider. Finding the right insurance provider in Germany can be difficult for expats, so defining your needs is the first step.
EU entry regulations
Depending on whether you are from an EU country or not, or are visiting or moving to Germany, you might be legally required to get health insurance for the duration of your stay. Find out exactly who needs health insurance to enter Germany and in what circumstances.
An overview of the hospital system in Germany
There are about 2000 acute care hospitals in Germany. They differ by sponsorship and by service level.
What a foreigner should know in Germany
Treatment in hospitals and private practices of physicians is never free. Someone will always have to pay – and as foreigners are usually not covered by social security health insurance (which is compulsory for the majority German citizens) this will usually be the patient. (If he has private insurance coverage, he can claim reimbursement afterwards.)
The European Health insurance card
On 1 June 2004, the European Health Insurance Card will come into circulation. The aim of the card is to simplify procedures for accessing the healthcare system in another Member State.
Endoprosthetic Surgery Treatment in Germany
Artificial knee prosthesis, partial or total hip prosthesis can be considered standard treatment options in most clinics specializing on orthopaedics or casualty surgery in Germany.
New regulations in 2005
Starting in January 2005, there are some new regulations on dental plates and medication under statutory health insurance cover.